SAFE HARBOR STATEMENT

TransPacific International Insurance Company, Ltd.’s website may contain “forward-looking statements” within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934.  All statements, other than statements of historical facts, referenced or included in TransPacific International Insurance Company, Ltd.’s website that addresses activities, events or developments, which we expect or anticipate will or may occur in the future, are forward-looking statements.  The words “anticipate,” “believe,” “estimate,” “expect,” “intend,” “predict,” “project” and similar expressions are also intended to identify forward-looking statements.  These forward-looking statements include, among others, statements with respect to TransPacific International Insurance Company, Ltd.:

• Growth in adjusted book value per share or return on equity;

• Business strategy;

• Financial and operating targets or plans;

• Incurred losses and the adequacy of its loss and loss adjustment expense reserves;

• Projections of revenues, income (or loss), earnings (or loss) per share, dividends, market share or other financial forecasts;

• Expansion and growth of its business and operations; and

• Future capital expenditures.

These statements are based on certain assumptions and analyses made by TransPacific International Insurance Company, Ltd. in light of its experience and perception of historical trends, current conditions and expected future developments, as well as other factors believed to be appropriate in the circumstances.  However, whether actual results and developments will conform to its expectations and predictions is subject to a number of risks and uncertainties that could cause actual results to differ materially from expectations, including:

• The failure to announce acquisitions to enhance shareholder value;

• Claims arising from catastrophic events, such as hurricanes, earthquakes, floods or terrorist attacks;

• The continued availability of capital and financing;

• General economic, market or business conditions;

• Business opportunities (or lack thereof) that may be presented to it and pursued;

• Competitive forces, including the conduct of other property and casualty insurers and reinsurers;

• Changes in domestic or foreign laws or regulations applicable to TransPacific International Insurance Company, Ltd., its competitors or its clients;

• An economic downturn or other economic conditions adversely affecting its financial position;

• Recorded loss reserves established, subsequently proving to have been inadequate; and

• Other factors, most of which are beyond TransPacific International Insurance Company, Ltd.’s control.

Consequently, all of the forward-looking statements made on TransPacific International Insurance Company, Ltd.’s website are qualified by these cautionary statements, and there can be no assurance that the actual results or developments anticipated by TransPacific International Insurance Company, Ltd., will be realized or even substantially realized, that they will have the expected consequence to or effects on TransPacific International Insurance Company, Ltd. or its business or operations.  TransPacific International Insurance Company, Ltd. assumes no obligation to update publicly any such forward-looking statements, whether as a result of new information, future events or otherwise.