Terms & Conditions 

Terms  & Conditions

All insurance products described in this website are available to citizens of all Countries. With the exception of the United States. These plans are not offered to United States Citizens while residing in the U.S.  These plans are available in the United States to all Non-United States citizens who have a residence address outside the United States.  Certain restrictions, conditions and eligibility requirements apply. In addition, if you are a United States or foreign citizen physically located and/or living in the United States while viewing this website, there may be certain additional restrictions, conditions and eligibility requirements that apply. Please consult your independent insurance broker/agent or Enrollment Specialists for details.

PLEASE READ THESE TERMS & CONDITIONS CAREFULLY BEFORE USING THIS SITE. BY USING THIS SITE, YOU SIGNIFY YOUR AGREEMENT TO THESE TERMS OF USE. IF YOU DO NOT AGREE TO THESE TERMS OF USE, PLEASE DO NOT USE THIS SITE.