Optima Care Insurance Plans

Optima Care Health Insurance is a limited benefit medical plan. It has many of the essential benefits that a major medical plan offers, such as doctors visits,  well care, hospital, surgery, outpatient, diagnostic testing and much, much more. It is not a comprehensive major medical plan, nor is it intended to replace a major medical plan. The plan is intended to provide you, and your covered family, with basic insurance coverage that is capped at specific amounts for specific services. 

Optima is deal for individuals and families purchasing insurance for the first time or for those seeking health insurance coverage in emerging countries. Because these emerging countries have a lower cost for services your plan in many instances could cover nearly most of the cost.  

With Optima Care you may visit any doctor or hospital for treatment, and your enrolled family may receive the same benefits as you. 

Optima Care Level 1 offers:

• Doctor visits 

• Wellness care 

• Urgent care visits

•  Accident coverage

• Emergency room

• X-ray

• Lab 

• Hospital

• Surgery

• Outpatient services

• Funeral/burial expenses, and more.  

• 6 Month Rate Guarantee

• No Exclusions for Pre-Existing Conditions

• No Deductible (Choice of Deductible available for other plans)

• Negotiated rates when using a doctor within our worldwide network