Funeral & Final Expense Insurance

Funeral and Final Expense Insurance is designed to provide assistance to your family after your death.  It is available to help with your medical bills and funeral expenses. Final expense insurance is also known as burial insurance.

Our policy will allow your loved ones to pay final expenses. If you have term life insurance or your term life insurance has expired. You may want to consider choosing our final expense insurance policy.  A typical funeral costs anywhere from $5,000-20,000USD, and up depending on the funeral.  A typical final expense policy can range upwards to $50,000, depending on the policy. Final expense premiums are determined by age. Buying final expense insurance at a younger age will come with lower premiums than starting at an older age.

Funeral insurance is a smart financial decision that can save your family thousands. In cases of accidental death or prolonged illness there is a large chance that your families savings could be completely wiped out by an unexpected funeral. Funerals can lead families into debt and having a safety net will remove that burden.  Purchasing one of our funeral policies will no doubt relieve stress on your family. TransPacific's burial insurance policy is a great way to plan for your final expenses.

Optima Funeral & Final Expense Insurance is for everyone

TransPacific's Funeral & Final Expense  insurance is available for everyone.   There is no term and this type of policy should be part of everyone's financial planning.  We suggest that you don't wait until you retire to start planing. The  cost for these plans get more expensive the older you are.  We recommend that you purchase this policy as early as possible. The younger you are, the cheaper your rates.  If you’re over 18and think you should  purchase this type of coverage. Learn more about affordable life insurance.

Cultural Plan Benefits 

 We understand your specific cultural funeral needs and our insurance is designed to meet those needs. See Optima Summary of Memorial Plans.