Travel Insurance

Travel Insurance 

Medical travel insurance protects you in the event of sickness, injury or accident, when traveling in another country. It provides medical benefits in case of an emergency, protecting you from overwhelming medical bills, insuring you get quality care. 

Who needs Travel insurance?

Plan Offers:

TransPacific offers a wide range of medical benefits with 24/7 protection anywhere in the world.

When Is Travel Health Insurance required?

Did you know that some countries require you to purchase medical travel insurance to enter the country.

Traveling to Schengen Countries.

What countries are Schengen states? 

Germany, Austria, Belgium, the Czech Republic, Denmark, Estonia, Finland, France, Greece, Hungary, Iceland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, the Netherlands, Norway, Poland, Portugal, Slovakia, Slovenia, Spain, Sweden and Switzerland have all acceded to the Schengen Agreement and are thus Schengen states.

The Schengen area thus includes all EU member states except the UK, Ireland and Cyprus; at present the EU members Bulgaria, Romania and Croatia only apply some of the Schengen provisions. Until these three countries apply what is known as the Schengen acquis in full, as is their aim, passport controls will remain in place at internal borders. In addition to the EU countries already mentioned, Iceland, Norway, Switzerland and Liechtenstein are also Schengen states.

Schengen countries require visa applicants to prove they have travel medical insurance to cover expenses for repatriation, urgent medical attention, emergency hospital treatment and more. 


Visa Travel and other situations:

Depending on the purpose of travel, you may be required to purchase travel insurance. Those traveling on J1 or J2 visa are required by the  United States to maintain a certain level of medical coverage for the duration of their stay. Those that are on a B2 visa, are recommended to obtain a travel medical insurance plan. 

While Travelers — such as organized groups or tours, working holiday schemes, religious trips, and cruises — may also be required to purchase coverage.

COVID-19 Travel Requirements

These Countries Require International Health Insurance

Visiting a different country has always come with entry requirements—a visa, a return ticket, or a passport with six months of validity remaining. But since the COVID-19 pandemic, countries have enacted more stringent requirements: proof you purchased international healthcare coverage.

More tourist-frequented nations than ever are requiring proof of health insurance for entry, with the island nation of Aruba even requiring visitors buy a compulsory government policy, whether or not you already have your own separate coverage. This new requirement is largely because international healthcare coverage is wholly separate from your standard health insurance (and trip-cancellation insurance), and coverage abroad is rarely included in U.S.-based health policies. Officials are seeking to protect their healthcare systems from potential costs that mount and go unpaid when visitors who become COVID-19 patients don’t have coverage.

While many nations are requiring a negative COVID-19 test for entry, an insurance policy that would cover potential medical costs during the trip is a separate requirement. The cost of the initial COVID-19 test required for entry is typically separate from the local health insurance coverage, which typically begins the moment you touch down for the trip.

Countries with new travel medical insurance requirements due to COVID-19 include:

These countries now require international health insurance for entry